Health Insurance: Now this is something that has changed a lot in the last decade. Not something you will have to think about too much yet. If you are under 26, you fall under that beautiful window of having health coverage until you are 26 through the Affordable Care Act. However, given the current administration, we may seem some drastic changes in the coming months and years. Please pay attention. I cannot tell you enough how important it is to have health insurance.
If you have a job with benefits- great. You lucked out. For many artists however, life as a private contractor means you have to pay your own insurance. This can be pricey. Since the Affordable Care Act, it has become easier to qualify for help with this. The Marketplace and Medicaid have really helped people from falling through the cracks. Most towns and counties have people to help navigate this system.
Don’t put this off!! Find out how much you can afford and get that insurance. I am speaking from personal experience. Before the Affordable Care Act, I got caught in a situation where I almost had to declare bankruptcy due to an unforeseen illness. My credit is still a mess. This has made it difficult to qualify for car loans, home loans- it even made it hard for me to get a job at one point. Almost a decade later, I am just getting back on my feet financially. Just a word to the wise….